INSURANCE TIPS
Learn all there is to know about insurance.
Get added financial protection with umbrella insurance from The Tabb Insurance Agency in Conyers. Learn how extra liability coverage supports Georgia homeowners and drivers.
Protect your Georgia auto service business with garage liability insurance from The Tabb Insurance Agency in Conyers. Get coverage for repairs, customers, and claims.
Lower your car insurance rates with tips from The Tabb Insurance Agency in Conyers. Discover Georgia insurance discounts and smart ways to save on auto coverage.
Protect your Georgia business with general liability insurance from Tabb Insurance Agency in Conyers. Learn coverage options and cost factors today.
Protect your Georgia business with reliable commercial auto insurance from Tabb Insurance Agency in Conyers. Learn what coverage includes, state requirements, and how our team helps business owners safeguard vehicles, drivers, and operations.
Georgia law requires most businesses with three or more employees to carry workers’ compensation insurance. Learn what workers’ comp covers, how premiums are calculated, and how Tabb Insurance Agency in Conyers helps business owners stay compliant and protect their teams.
Learn what Georgia homeowner’s insurance covers, common risks, policy options, exclusions, and how claims work. Discover how The Tabb Insurance Agency in Conyers helps protect your home with the right coverage.
Protect your Georgia business from costly employee claims with Employment Practices Liability Insurance (EPLI). Learn how Tabb Insurance Agency helps safeguard against discrimination, harassment, and wrongful termination risks.
Renters' insurance is one of the most misunderstood types of coverage. At The Tabb Insurance Agency, we regularly speak with renters who are unaware of how important and affordable this protection can be. From assumptions about cost to confusion about what a landlord’s policy covers, misinformation can lead to costly gaps in coverage. In this post, we’ll clear up common myths about renters' insurance and explain why it’s an essential part of protecting your belongings and financial future. Renters' Insurance Misconceptions in Georgia Many Georgia renters assume insurance isn’t necessary or worth the cost. But the reality is that unexpected events like fires, theft, or water damage can destroy thousands of dollars’ worth of belongings in a matter of minutes. Renters' insurance provides vital protection , not just for personal property, but also for liability claims and temporary living expenses. The Tabb Insurance Agency helps renters throughout Georgia choose policies that are affordable, comprehensive, and tailored to their living situation. Myth: Renters' Insurance Is Too Expensive Renters' Insurance Is More Affordable Than You Might Think Some renters believe that insurance is a luxury they can’t afford. In reality, renters' insurance is one of the most budget-friendly types of coverage available. For less than many everyday expenses, you can secure protection for thousands of dollars in personal property and liability. In Georgia, premiums for renters' insurance vary depending on location, coverage limits, and deductible options. Value That Outweighs the Cost When you consider the cost of replacing furniture, electronics, clothing, and other essentials after a fire or break-in, the benefit of the investment in renters' insurance becomes clear. At The Tabb Insurance Agency, we work with top carriers to offer cost-effective policies with flexible payment options so renters don’t have to choose between protection and affordability. Myth: My Landlord’s Insurance Covers My Belongings Understanding What Landlord Insurance Actually Covers One of the most widespread misconceptions is that a landlord’s insurance policy will cover a tenant’s belongings. This is not true. Landlord insurance only covers the structure of the building and certain liability related to property ownership. It does not protect a tenant’s personal possessions or provide liability coverage for incidents within the tenant’s unit. Protecting What’s Yours If a fire damages your apartment, your landlord’s policy will cover the building repair but not your damaged couch, clothes, or electronics. Renters' insurance steps in to pay for the replacement of your items, additional living expenses if you’re temporarily displaced, and legal costs if you’re found liable for injury or property damage. The Tabb Insurance Agency helps renters in Georgia understand this distinction and ensures they’re not left exposed. Myth: Renters' Insurance Only Covers Personal Belongings Liability Protection You Might Not Expect Renters' insurance isn’t just about your belongings. It also includes liability coverage that protects you if someone is injured in your home or if you accidentally cause damage to someone else’s property. This can include everything from a guest slipping and falling in your apartment to your child accidentally breaking a neighbor’s window. Coverage for Temporary Housing and Theft If your rental unit becomes uninhabitable due to a covered event, renters' insurance can cover the cost of a hotel or temporary housing. It also protects against theft, even when items are stolen outside your home, such as from your car or while traveling. The Tabb Insurance Agency ensures Georgia renters understand all the benefits included in a standard policy. Myth: I Don’t Own Enough To Need Coverage Most Renters Own More Than They Realize It’s easy to underestimate the value of your possessions. But when you start listing items like clothing, kitchen appliances, electronics, furniture, and jewelry, the total replacement cost can easily reach tens of thousands of dollars. Without renters' insurance, you would have to pay out-of-pocket to replace those items after a loss. Everyday Items Add Up Fast Even if you live simply, the cost of rebuilding your life after a fire or major theft can be overwhelming. Renters' insurance provides peace of mind that you won’t have to start from scratch. At The Tabb Insurance Agency, we help you take inventory and determine the right amount of coverage to fit your needs. The Tabb Insurance Agency Helps You Choose the Right Coverage Personalized Guidance From Local Insurance Experts Every renter has unique needs, and we believe insurance should reflect that. At The Tabb Insurance Agency in Conyers, we take the time to explain coverage options in plain language and recommend policies that make sense for your lifestyle and budget. We’re based in Georgia and understand the risks and concerns specific to our communities. Continued Support and Policy Reviews We don’t just sell you a policy and disappear. Our team provides ongoing support, including regular policy reviews and updates to ensure your coverage stays current as your needs change. Whether you’re moving to a new apartment or adding high-value items, we’ll help you stay protected every step of the way. Get the Right Protection for Your Rental Renters' insurance is a smart, affordable way to protect your belongings, limit your liability, and gain peace of mind. Don’t let myths or misconceptions leave you vulnerable to unexpected losses. The Tabb Insurance Agency in Conyers is here to answer your questions, provide honest guidance, and help you choose the right renters' insurance policy in Georgia. Contact The Tabb Insurance Agency today to learn how easy it is to get started with reliable, affordable coverage designed to protect what matters most in your rental home.
At The Tabb Insurance Agency, we understand that running a business in Georgia requires thoughtful planning, smart investments, and a solid risk management strategy. One of the most effective ways to safeguard your operation while maximizing your insurance budget is through a bundled business insurance package . By combining multiple types of commercial coverage into a single, tailored package, you gain more comprehensive protection and can often reduce your overall premiums. What Is Bundled Business Insurance? Bundled business insurance refers to a package of insurance policies that are grouped together to provide broader coverage and simplify policy management. These commercial coverage packages are particularly helpful for small to mid-sized Georgia businesses looking to protect their assets and operations without juggling multiple individual policies. Types of Policies Typically Bundled At The Tabb Insurance Agency, we often help businesses combine essential coverages like general liability and commercial property insurance, known together as a Business Owner’s Policy (BOP). Other common bundles include workers’ compensation, business auto insurance, cyber liability, professional liability, and data breach protection. The goal is to create one cohesive policy package that fits your business’s specific risk profile. Cost-Efficiency and Convenience Bundling is more than just a way to simplify your paperwork. It can also result in substantial savings. Many insurers offer discounts when multiple policies are bundled through a single agency. With all of your coverages under one roof, you also avoid the risk of gaps, overlaps, or misaligned renewal dates, making your coverage easier to manage and review annually. Why Georgia Businesses Should Consider Bundling Whether you operate a boutique retail store, a professional service firm, or a construction company in Georgia, bundling your insurance coverage offers benefits that extend far beyond cost savings. It enhances your ability to manage risk, adapt to changes, and maintain continuity during disruptions. Reduce Overall Premiums Bundled policies often come with multiple policy discounts that help reduce your annual insurance expenses. These savings can be particularly impactful for small businesses operating with tight budgets. By bundling your policies with The Tabb Insurance Agency, you benefit from our long-standing relationships with top insurance carriers who reward efficient coverage with lower rates. Simplify Renewals and Policy Management Managing different insurance policies with various renewal dates can be time-consuming and prone to oversight. With bundled insurance, your policies are consolidated, making it easier to keep track of your coverage, understand what’s included, and make updates when your business evolves. Our team helps coordinate and streamline the process, so you can stay focused on running your business. Ensure No Gaps in Coverage One of the greatest risks to business continuity is a gap in coverage. When you purchase separate policies from different providers, it becomes harder to ensure they align properly. Bundling your insurance with our agency allows us to review the big picture and ensure your protection is seamless and complete. Common Business Policy Packages Bundled insurance is not one-size-fits-all. At The Tabb Insurance Agency, we work with you to identify the policy combinations that best suit your business and its specific risks. General Liability and Commercial Property This foundational package is ideal for many Georgia businesses. General liability covers third-party claims of bodily injury or property damage, while commercial property insurance protects your building, equipment, inventory, and other physical assets. Workers’ Compensation, Cyber, and Business Auto For businesses with employees, vehicles, and digital operations, this bundled package addresses multiple areas of exposure. Workers’ compensation is legally required in Georgia for businesses with three or more employees. Cyber liability protects against data breaches and ransomware attacks, while commercial auto covers company-owned vehicles and driver-related incidents. Professional Liability and Data Breach Protection If your business provides specialized services or handles client data, this package is an excellent fit. Professional liability helps protect against claims of negligence or professional errors, while data breach protection covers the costs of responding to a cyber incident, including legal fees and client notifications. Small Business Savings Through Bundled Insurance Small businesses face many of the same risks as larger companies, but often operate with fewer resources. Bundling your insurance coverage can help you stretch your budget while maintaining strong protection. How Bundling Benefits Growing Companies As your company expands, so does your exposure to liability, property damage, employee injuries, and cyber threats. Bundled insurance policies are flexible and scalable, allowing us to adjust your coverage as your business grows. Whether you're hiring new employees, investing in more inventory, or opening a second location, your bundled policy can evolve with you. Customizing Bundles To Fit Industry Needs Every business has different insurance needs based on its industry, size, and structure. At The Tabb Insurance Agency, we take the time to understand your operations and build a bundled package that fits. For example, a restaurant’s bundle might include general liability, commercial property, and liquor liability insurance, while a tech startup may prioritize cyber liability, equipment coverage, and professional liability. Why Choose The Tabb Insurance Agency? We’ve proudly served Georgia businesses for years, and we’re committed to offering customized insurance packages that help protect and grow your operation. When you choose to work with us, you’re gaining more than an insurance provider. You’re gaining a long-term advisor and advocate. Personalized Policy Recommendations We don’t believe in one-size-fits-all insurance. Our team conducts a thorough risk assessment before recommending any coverage. This ensures that you’re only paying for the insurance you actually need, and that you’re fully protected against the risks your business faces every day. Strong Relationships With Top Insurers Our partnerships with leading carriers allow us to negotiate the best rates and coverage options for your business. These relationships also help us provide faster service and better support during the claims process, so you’re never left waiting when it matters most. Ongoing Reviews To Optimize Savings Your business isn’t static, and neither should your insurance be. We provide ongoing policy reviews to make sure your bundled coverage continues to serve your business well. When changes happen, such as new hires, new equipment, or new services, we’re here to make adjustments that keep you protected and cost-efficient. Get the Most Value From Your Business Coverage At The Tabb Insurance Agency, we believe your insurance should work as hard as you do. Bundling your business policies is one of the smartest ways to streamline your protection, reduce your premiums, and eliminate coverage gaps. Let our team help you explore bundled insurance options that fit your Georgia business’s goals. Call The Tabb Insurance Agency today at 770-483-1800 or visit the website to schedule a consultation . We’ll work with you to build a business insurance package that supports your success every step of the way.
