It is easy to prepare for expected natural disasters such as hurricanes, floods, storms, tornadoes, earthquakes, and droughts. The government makes an effort to warn homeowners and businesses of impending natural disasters to prepare in advance and protect themselves. However, We may not always expect disasters such as disease outbreaks, explosions, wildfires. It would be best to prepare well for both expected and unforeseen disasters. Failing to have a plan to respond to natural disasters can be a major setback for a small business.
Here are tips to help you protect your company property, workers, and customers when disaster strikes:
There are many types of natural disasters. Knowing which ones are likely to strike in your area and affect your business is the first step in protecting your business assets, employees, and clients, even though Conyers is one of the safest cities in Georgia.
Here are some of the disasters you need to prepare for:
Prepare how you will keep your employees and customers safe in case of a disaster. An evacuation plan is always important. Train your employees on how to respond and carry out drills to see if the plan is viable. Take note of things such as:
Lightning causes computers to shut off suddenly, which can destroy the computer hardware. It can lead to the loss of key business, client, and financial data. While there are ways to recover data lost, it can be costly and sometimes impossible. Power outages cause US businesses data losses worth $7,900 every minute. Apart from lightning, other natural disasters such as tornadoes, earthquakes, and hurricanes can cause destructive power outages. To protect your business from data loss, you need to invest in an uninterrupted power supply (UPS). It will give your employees and managers a few minutes to turn off their computers safely in case of power interruptions.
Keeping your computers on grounds above the flood level can give temporary protection. However, the best way to keep your business data safe is by creating a backup in an external server. Cloud storage and virtual private servers are ideal for backing up your business data. You can also make copies of your essential physical documents and keep the original copies in an offsite location. You will also need copies of your software, car insurance, life insurance, and business insurance policies, alongside details such as purchase information, license numbers, and policy numbers. Please keep this information safe because insurance companies will need it to process claims and help you recover fast.
Ensure that your business can continue with normal operations even after losing access to your suppliers. Backup supplies can save you on a rainy day.
If your employees are stuck in the office, ensure they can survive without risking their lives by stocking basic supplies such as:
Get Business Insurance in Conyers, GA.
Business insurance can help your business recover from income losses, lawsuits, and other losses. However, catastrophe insurance offers the best coverage against natural disasters like floods, hail, tornadoes, and hurricanes. If you have vehicles, get the right auto insurance coverage to protect you and third parties. While car insurance is the most common type of liability coverage, it may not meet all your insurance needs in case of a natural disaster. Talk to a local agent about the available insurance options in Conyers, GA.
In addition, insurance companies need evidence that the property damage or loss of lives resulted from the disaster. Keeping a regularly updated photo gallery of your premises can be of great help. Please take photos of your store every once in a while and save them in your cloud storage. Call the insurance company at least every quarter to see if your policy is up to date. If you cannot often call, find out the peak times of different types of disasters in Conyers, GA, and ask for automated updates about your insurance coverage before that time. Even though Conyers is one of the safest cities in the US, ensure that your policy is up to date between April and November every year as these are the months with the most natural disasters in Georgia.
The Tabb Insurance Agency in Conyers, GA, is the answer to all your insurance needs. Whether you need business insurance, auto insurance, life insurance, or home insurance, we’ve got you covered. We secure your future and the future of your business, family, home, employees, property, and new car. The advantage of working with us is that we evaluate your needs against different coverages from multiple insurance companies. We are the local agent for providers such as AmTrust Financial, Auto-Owners Insurance, Berkshire Hathaway Homestate Companies, Builders Insurance Group, CHUBB, CAN, DONEGAL Insurance Group, FOREMOST Insurance Group, Grange, and HAGERTY. Bob Tabb, one of the Tabb Insurance Agency owners, has been serving the Atlanta community, born and raised since 1977.
Ours is not just an insurance company; we are family. As such, we protect the lives, health, property, homes, and businesses of the community around Conyers, GA, as if our lives depend on it. When you insure your family or business through our agency, you can rest assured of the lowest rates available. Please read about our experience in protecting lives on our website. You can visit us on SW Conyers, GA 30012 for a free consultation on insuring yourself, your business, your vehicles, your home, and your employees. You can also fill our online contact form or call 770-483-1800 for a free quote.